Hellosab     December 2024    the  nests  for the nearer

ASSB  ASOV

Al Abu city

It’s my duty .

To bring e assb asov s at the luxury desert city .

With all their illegal plans to damage my tour .

But  , I have good knowledge of law , and of refugees , refugees at india .

If I have to pay 50 aed , just after the check out time from hotel room and will increase wit delay time and go to a full day after quarter a day ;

The city tour company as to pay just after crossing the scheduled time , and will increase by minutes up to the extra payment I have to make as ticket as sell  , and would  have to pay the new plane fare wit one day room tariff with the new city tour payment if the taxi delays so that I miss the shows  .

Rules are rules .

They have to pay .

And , if any one make fun  with my anxiety , life time sentenced .

Agatha nod . right . they will be punished in that manner . she will talk with Murshid . It’s one international affair .

The hotel receptionist told that the hotel is of Pakistan citizen ,( but , I am sure that who were present hundred percent Kolkatan and Indian refugee ) how the owner have to react  .

  With the money of stealing India’s property and selling their woman , the Indian refugees thought they are above all . They can do anything .

And , now , the refugees from  have turned to their upper third generation . Petty stealing . Even their women also . as they were in 50s 60 s 70 s .

The restaurant woman tell lie just for 10 aed . the driver tell lie to get 40 aed .

  • Is  shame for this country , Valentina is astonished .
  • Our administration have to find they actually from which country , Jabbar is here today .

Some of my money becomes fruitful .

The surroundings of the writer , suddenly becomes petty thieves .

Agatha team as got the copy of the complain of one of them .

Basically it looks a loss of around two thousand rupee . but , the inner side is different .

from  :  Soma   Mukhopadhyay

                            mail id : aceaim64@yahoo.in

ref no .  sm / hdfc / 1/24         date :  28.11.2024

To ,

The managing director and ceo ,

hdfc life ,

Mumbai .

sub :   probable  cheating from your concern or from other source by your name

            application number – 1377515102635

Sir ,

it’s to inform you that , some of my known man from ujjiban bank (  7603012053 ,

 name suvajit kar ( previously i know him as suvadip ) requested me to invest in some concern of is advanntage  .

As the man has done some help of the banking work , i agreed .  The person knows that i dislike any funding except fd and i have separate financial adviser for the other type of fund management .

He  took cheque   ( rs. 1, 50,000/- ) telling that i have not to arrange money for the new fund , he is taking rs. 50,000/- and signature from me , and then from your concern’s sms i come to know that he has made the investment in hdfc life . i was astonished , as , i knew that at the age of 63 , no insurance can be passed by any company .

And  , MUTUAL FUND AND INSURANCE HAS THE BASIC DIFFERENCE THAT I HAVE TO PAY FOR  NEXT SOME YEARS .

The said person brought some one named chandan kr. sing ( 7003347358 )  , as one hdfc agent , and deal with the persons of the bank .  

The suvadip or suvajit brought this person last year also , and that time i told both that i have my agents , even for insurance only . And , that time , they did not utter the word hdfc insurance . Only fund fund .

I ,  remain in continuation .  let me see the matter .

I  consult with your online persons , and they confirmed me that your concern has no such option .

The one cause is age , and second cause is i have almost no income , and may be absolute no from next year  , if my retirement benefit pass take a time .

The bank person make me understand is easy theory , the next premiums he will send from the fd s i have at that bank .    As the fd money s are gift from him .

As the term is of 25 years , there is no chance to enjoy the benefit by myself . and , I have no own heir .

All right . i wait .

The neft was withdrawn by your concern on 13.09.2024 .

 And , the form filled up and sent conline with the help of another woman agent named ruma saha  was on 19.09.2024 .

First question to you that whether your concern took money before sanction of the form and mode and amount of premium payment ?

All right , i ignore and wait .  no policy sanction letter had arrived , but  

the medybudy sent me their link , their persons came , took one syringe of blood , urine , ecg etc and filled up teir form . on 15.09.2024 .

on 19.09.2024  , the chandan sing came with the ujjiban person and started the form fill up online . as he became unable , he called other some male and female at my house . and , made the form fill up without asking me any question , and with wrong data . intentionally irritating me .

the crucial –

after , 15 days of blood donation  , on 30.09.2024 ,  one mail came to me that your medical is due .

But , as my medical has done , i ignore .

After 2 days of that , one phone call ( 9148051983 ) came and ordered to go some nursing home for one due test .

i answered , i require written order from your concern where to go and for what test . the voice threatened me that he will write that i am not eager to do the test .

On   05.10.2024  chandan sing and the ujjiban bank person came and let me know tat the due test is dopler ecg , and uttered several times tat i am lucky that tey are doing the medical test free .

Before the medical test i had told them and the  medibudy persons that one detailed medical test has done as per my routine health check up by tata i mg just one month before .  and, as per my doctor , blood can’t be taken within 6 month .

They told that company will not grant that and , doctors speak so bullshit .

And , by searcing , i found the medical test list  to be done , from your policy details , for no client dopler ecg is required .

I am waiting . then one mail from your concern came that the dopler ecg have to be done .

I send reply tat they must know me the company person phone number who will talk to me about this and the name of nursing home in sms from your company .

Matter stop . no phone number is send . no nursing home name send .

Rather , the chandan sing and one woman voice requested me to cancel the policy . one otp is coming to cancel the policy and i must say that to company person ,

i don’t understand why i shall cancel te policy .

If the medical test is undone by me  , your company can cancel my policy .

And , money is refund , without the extra of the premium rs. 50000/-which was added by these two persons as gst , and for medical test by your company .

the second question is why your company persons requested me to cancel the policy ?

why they , for a month , do all tese jobs ? just for rs. 2600 /- ?

Are you aware of this type of cheating ? as per my experience and as per your online persons , all the form , messages , medical test  all are fake .

its to add for you , that one group of people of my locality , called temselves as my relatives beind me , and some bank person in front had done the same thing at axis bank .

one woman , witout any heir , at the age of 63 , after paying eight premiums , 4 lakhs as a whole , will die on 5th year , and they will get that after 25 years a lumpsum .

You are requested to arrange a proper investigations about te validity of the policy and the sms , mails , so that we can get the truth behind  and also requested to punish the concerned cheaters .

thanking you,

                              soma mukhopadhyay  9051333855

Basically , there are only three question  to the md –

  1. At the age of 63  and annual income of 9 lakh , do your company make insurance for 25 years term ? what will be the premium ?
  2. Is in your company rule , echo cardiogram can be required from this type of client ?
  3. Why your agents requested me to cancel the policy ?  not done by your company ?

Agatha transfer the questions to Murshid’s banking operation office .

Valentina lab is in celebration mood .  Christmas eve .

Bamien

Its the golden era of chechien .

And , also , for the migrants of bamien at chechien .

As , they have no society there , no conscious there , no senior there , they started to snatch steal smuggle the lump sums .

And , the question comes , what they will do with these hard cash .

Te first investment was the real estate at chechien .

The bamiens , already has taken the rule of the visual art domain . They can act spontaneously , can tell lie easily ; the cine industry become of tem .

Real estate and cine industry bot deal with cash and without accounts . and , bot as the alcoholic society , which the migrant bamiens need .

Julfikar also became a part of the floating money system , floating from chechien .

And observed the Ahmed family . Abedin , son in law of Ahmed gradually has taken all the business of Ahmed , as the son of Ahmed is quite psyco as per him .

Julfikar expected , Abedin will sell the fields and fruit gardens of Ahmed family ; but e did not do that .

Abedin as business sense , Abedin has the communication skill , and over all abedin knows how to control a family and their property .

Abedin becomes the boss of the cousin family s of Ahmed , put them to different business part . in fruit business , in textile business , in shoe making and the real estate .

And he is the boss of all .

Now the holes of the chechien  bamien border as become large . human to cattle all are crossing in number , and most interesting in bi direction .

Abedin has brought back some who were migrant in chechien and has send some from the independent bamien to chechien .

Luckily , there is no visa restriction in chechien for the bamiens , no job card requirement for the bamiens , even no identity proper for the bamiens .

And , Abedin has is khuda  who gives him the chance for financial and power jump .

One day , he met Gopal at the border .

Gopal  has the license for grocery export to bamien , and has not the license for the export for chechien girls .

Abedin has kept is original business of import of cows from chechien .

One day , at custom office Abedin is in front of Gopal md.

Both were running for their problems . Some times these officers become so honest as they never as eaten the other side of the fish .

Not understanding the packet , not understanding the lunch , not understand rubina or mangka …

Yes , Julfikar , with his limited business , as time to gather information about Abedin . Ahmed is at far distance from him . they had the permission to meet once or twice a year , at the mosque , within crowd .

Abedin has brought one woman from far city of bamien as his kept , name Rubina .

In the gentleman zone , it has created some ripples , but , many one are happy . World is changing . the home makers are now at business , at service .

So , males also may change . It’s not new for their race , nor any crime .

Rubina as expand herself in the village .

Does job for Abedin .

Every night, his party night at the house . rooms are filled . Mixture of music comes out from there , with residual bottles at morning by some local beggar family members . 

                                                      Contd. To the next issue …

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